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va purchase

Lenders offer competitive interest rates on VA-backed purchase loans. This can help you buy, build, or improve a home—especially if you don’t want to make a down payment. Find out if you’re eligible for this loan—and how to apply for your Certificate of Eligibility.

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va refinance

If you want to take cash out of your home equity or refinance a non-VA loan into a VA-backed loan, a VA-backed cash-out refinance loan may be right for you. Find out if you’re eligible—and how to apply for your Certificate of Eligibility.

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RAte recon

Let Valor be your eyes and ears into the markets. Partnered with multiple lenders we are able to seek out the best rates for our borrowers and execute the VA’s IRRRL program for the lowest cost possible at our clients designated rate target.

"Family, friends, and real estate...
I’ve been in your boots."

Chuck Roylston

Sr. Loan Originator / Owner VALOR RESIDENTIAL LENDING
Veteran, US Army, 4th Psychological Operations Group, Airborne

About
Chuck

Lending (20yrs) Experience
Veteran – US Army
Married
Divorced
Married Again
Children - 1, 2, 3, 4... 5 & 6
Airborne
Combat Vet – Nope, thankfully.
Bought a Home(s)
Sold a Home(s)
Owns Rental Property
Chuck Roylston
Owner

Having served in the  US Army, I've navigated deployments, relocations, bought and sold 5 homes along with the ups & downs of blended family life. I know "the life" of serving our country. And, I know the ins and outs of VA loans and financing strategies.

Let's talk.  I believe in open communication and building trust.  Pick up the phone – I'm here to guide you through the homeownership journey.

TESTIMONIALS

I have known Chuck Roylston since the 1990's. Chuck has always been hard working. He is also a pleasure to work with. He works hard to do things right and on the very rare occasion that he makes a mistake, he takes responsibility for it and makes it right. Chuck is dependable, fair, honest, and added bonus, has a great personality and is fun to work with. I highly recommend him to anyone who is looking for a mortgage loan or just has questions about one.

DAVE, Fayetteville

We are first time home buyers and Chuck was an excellent guide to getting our loan. He walked us through the whole loan process and explained everything to ensure that we understand it. Chuck was also available to answer any questions that we might have and answered them in a way that was easy to understand. We had many questions. Even with a VA loan it was a very smooth and simple process with Chuck.
When we refinance, Chuck will be our only call!

DARAN, Fayetteville

I say this without hesitation, Chuck is the lender I would recommend to my own parents. He is very personal in his approach and will go above and beyond with every client to ensure they understand the process and feel comfortable and confident with their options.  You will not regret it!

Meg, Fayetteville

"Chuck is the best mortgage broker I have worked with.  I have used him personally several times and referred multiple buyers to him and we are all extremely pleased with our experiences.  He responds quickly, finds the best rates, clearly explains the lending process to new buyers, and takes the time to optimize the lending options in more complex lending scenarios."

TAYLOR, Fayetteville